How to apply for a Capfin loan


SMS your SA ID number to 44353

What you need to apply

How to submit your documents

Upload your documents to

Email your documents to with your SA ID number as the subject line.

If you bank with ABSA, Standard Bank or Nedbank, Capfin can retrieve your bank statements directly with your permission via the DEA, at no cost to you.

Fax your documents to 086 688 0000 with your SA ID number as the reference after applying.

Loan Amount R4000.00 R8000.00 R16 000.00
Max Interest Rate 5% p.m 27.75% p.m 27.75% p.m
Initiation Fee R535.00 R995.00 R1 208.00
Max Monthly Service Fee R69.00 R69.00 R69.00
Max Monthly Installment



R1 699.00

Max Loan Repayment

R5 609.00

R10 955.00

R20 389.00

Example based on first Capfin loan in a calendar year and the prime interest rate at the time of publishing (June 2019)

Capfin SA (Pty) Ltd is a registered credit provider, NCRCP11812. Your loan application
is subject to an affordability assessment and Capfin’s Credit Policy. SMS charged at standard rates. Terms and Conditions apply.

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